NFPC is the Pune chapter of the Navy Foundation, an apolitical and secular body of retired Indian Navy officers, started in 1988 on the initiative of Adm JG Nadkarni. It keeps veterans in touch with each other and the serving Navy, helps with pension and welfare matters, and organises social and professional events. The Foundation has 15 chapters and about 3,700 members. Read more.

Anyone who has served as a Commissioned Officer in the Royal Indian Navy, the Indian Navy (including Short Service Commission) or the Naval Reserves, is solvent and of sound mind, and has not been convicted in a criminal case.

Download the application form, fill it in, sign it and send it to IHQ MoD (Navy)/DNV by post or as a scanned email. Life membership is a one-time fee of Rs 2,000. For officers who retired after January 2019, IHQ MoD (N) deducts the fee from retiring benefits and remits it to NFPC.

Ordinary members vote at General Body Meetings. Honorary members (eminent persons, and widows of naval officers who are invited) and members with foreign citizenship may attend but cannot vote.

Registered NFPC members can see content hidden from the public, such as guidebooks, policy letters, aide memoires and minutes of meetings, and can write blog posts for other members. Register here.

The pensioner ex-serviceman and spouse, plus eligible dependents: unmarried sons up to 25 years, unemployed unmarried/divorced/widowed daughters, handicapped children, and dependent parents. ECHS is compulsory for retiring pensioners; earlier retirees may opt in at current contribution rates. Full details.

After retirement, use the temporary slip while the card is prepared. When it is ready you will get an SMS. Collect the cards for yourself, spouse and dependents from RC ECHS, Ghorpadi (near HQ Pune Sub Area / National War Memorial) and activate them at your nearest polyclinic. Treatment cannot be given without the card. Only 64 KB cards are valid, and dependents (other than the spouse) must complete annual validation.

There are four: next to the new Command Hospital, at MH Kirkee, near Air Force Station Lohegaon, and at Nyati County. Working hours are 0800–1600, Monday to Saturday (except gazetted holidays). Specialist OPDs run 0830–1330.

The polyclinic gives initial treatment and, if needed, refers you to a Service hospital or an empanelled hospital. Carry your ECHS card and referral slip. ECHS settles the bills directly with the hospital. Beneficiaries above 75 can visit specialist OPDs at military hospitals without a polyclinic referral.

Use any one of these:

• ECHS web portal: More Options, then Change Parent Polyclinic.
• ECHS Beneficiary mobile app: Polyclinic Change.
• Visit the new polyclinic and insert your 64 KB card in the kiosk to update the data.

The Command Hospital (Wanowrie), AICTS (cardiac and respiratory) and MH Kirkee. For 24×7 emergencies call SMART on 9172831081. See the Hospitals page for OPD days and phone numbers.

A free video consultation service with Armed Forces doctors for veterans and dependents, available 0900–1700, Monday to Saturday, with an ePrescription at the end. Use a laptop with webcam and Chrome. Visit sehatopd.gov.in. A 24/7 mental health helpline for Armed Forces personnel and dependents is on 14416 or 18008914416.

Officers with 20 years of minimum qualifying service get retiring pension at 50% of last drawn reckonable emoluments, along with gratuity, leave encashment and NGIS survival benefit. Up to 50% of pension can be commuted, and the commuted portion is restored after 15 years. Old-age additional pension starts from age 85. See entitlements.

Every November (pensioners aged 80+ may start on 1 October). Options:

• Digital Life Certificate through Jeevan Pramaan (Aadhaar-based).
• Manual Life Certificate uploaded on SPARSH after signing by an authorised official.
• Video Life Certificate for SBI pension account holders.
• Doorstep service through the Postman.

Step-by-step guides.

SPARSH is the Ministry of Defence pension administration system. Through its portal you can verify your pension data, see your pension account, submit declarations and nominations, and file the life certificate. PCDA (Pensions), Allahabad now pays most defence pensioners through it.

Download it from the NAVPEN links on the Entitlements page and keep a printout. For errors in spouse name, date of birth or bank details, email LOIC NavPen with a copy to PCDA (Navy), attaching supporting documents such as a school leaving certificate, Aadhaar or bank passbook. You can also store the ePPO on DigiLocker.

The spouse first reports the death on SPARSH and then applies for family pension. Ordinary family pension is 30% of last reckonable emoluments (minimum Rs 9,000 a month). An enhanced rate applies for up to 7 years if the officer had drawn pension for at least 7 years. Forms and videos are on the Entitlements page.

It names the person who will receive any pension arrears due at your death. Many veterans have lost their original nomination, so resubmit the LTA form (four copies signed by your bank) and send two copies to the Naval Pension Office. Details.

The Naval Pension Office (NAVPEN), Mumbai. Helpdesk toll-free: 1800220560 / 1800220559, or 022-25075600. The SPARSH migration team (SMART) works 0900–1800 daily except Sundays. All contacts.

Apply online at csdsmartcard.co.in. The card is delivered to your home in 7–20 days and is valid for 10 years. Annual renewal was discontinued from 1 January 2023, and renewal can be done from 90 days before expiry.

The Southern Command Canteen (Agarkar Nagar) is open 0830–1600 daily except Tuesday; entry closes at 1530. The Pune Sub Area Canteen (Nirman Vihar) is closed on Fridays and open 1000–1330 and 1430–1645 on other days (mornings only on Sundays). Both close for stocktaking on some days each month. See the CSD page.

Yes, as Against Firm Demand (AFD) items through the CSD AFD online portal. Four-wheeler limits are Rs 20 lakh for officers, with an extra Rs 5 lakh for electric vehicles. Pay only through the portal gateway and avoid middlemen.

Register on the KSB website and apply for the ESM I-Card online, then take the printout and documents to the Zilla Sainik Welfare Office (ZSWO), Pune, 4th floor, New Administrative Building, Bund Garden Road (020-26122287). The ZSWO card is needed for welfare schemes and canteen facilities. A Service Certificate booklet from DESA/NHQ is required. Card procedures.

Yes. RSAMI Pune and RSAMI Khadki offer Associate Membership to retired officers and dependents. Facilities include a restaurant, gym, swimming pool, courts, party halls and guest rooms. A widow can transfer an Associate Membership to her name without paying again. RSAMI details.

No. This website provides information only and is not the authority that manages these services. Please contact the concerned organisation directly, such as NAVPEN, RC ECHS, the hospital, RSAMI or ZSWO, using the numbers on the relevant page.

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